1. Acceptance of Terms

By accessing or using the Smart Finance Vault website and its services, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please refrain from using our site.

2. Use of Our Services

Smart Finance Vault provides digital products and E-books related to finance. You may use our services for personal, non-commercial purposes. You agree not to:

• Reproduce, distribute, or modify any content without prior written consent.
• Use our services for any unlawful purpose or in any manner that could damage, disable, or impair our website.

3. Account Registration

To purchase products, you may need to create an account. You agree to provide accurate and complete information and to update it as necessary. You are responsible for maintaining the confidentiality of your account information and for all activities under your account.

4. Payment and Refunds

All transactions are processed securely. Payment must be made in full at the time of purchase. Due to the digital nature of our products, all sales are final. We do not offer refunds or exchanges unless otherwise stated.

5. Intellectual Property

All content on the Smart Finance Vault website, including text, graphics, logos, and software, is the property of Smart Finance Vault or its content providers and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without explicit permission.

6. Limitation of Liability

Smart Finance Vault is not liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use our services. Our liability is limited to the maximum extent permitted by law.

7. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be posted on this page, and your continued use of our services after such changes constitutes your acceptance of the new terms.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms shall be resolved in the appropriate courts.

9. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at support@smartfinancevault.com.